Car Accidents with Uninsured or Underinsured Drivers
If you have injuries from a car accident with an uninsured driver or an underinsured driver, then you deserve justice!
It happens every day here in Seattle, Bellevue, Renton, and Federal Way. Someone rear ends another driver, or they hit and run after an accident. Later the police find the culprit, but they don’t have insurance coverage. If this sounds familiar, don’t worry! We work with people every day in the same situation, and we can help you too.
Although all drivers in Washington State are legally required to carry auto insurance, that’s not always the case. Your insurance policy probably includes uninsured/underinsured accident coverage. Let us review your coverages, collect accident evidence and deal with insurance claims adjustors. That’s all we do! We negotiate for you, while you focus on getting well.
If you or a loved one has injuries from in a car accident with an uninsured or underinsured driver, you don’t have to fight this battle by yourselves. Call Premier Law Group to speak with one of our experienced Seattle auto accident lawyers at 206.285.1743 for a FREE Consultation! We would be happy to see how we can help!
Suing Your Own Insurance Company
Do not assume that your insurance company will pay your claim just because you have paid for this coverage. Insurance companies do not want to pay accident claims, under any circumstances.
But here’s the thing: you were in an accident. It was not your fault. You are the victim who has suffered injuries and damages. Your insurance company is “acting in bad faith” if they do not give you the compensation you paid for.
Yes, you will have to fight your own insurer. You are due full and fair compensation. And you may well need an experienced personal injury trial attorney to help you.
If I was in a Car Crash, Should I Sue the Uninsured Driver?
Logic says that the person who caused the accident should pay for all your damages and costs. Shouldn’t you sue that driver for compensation?
Drivers without auto insurance do not have auto insurance because they cannot pay for it. Realistically, if they cannot afford insurance, they don’t have the money to pay for your claim costs.
But you have your insurance company to protect you from uninsured/underinsured motorists. Your insurance company is a highly profitable corporation. They have the monies to pay for property damages, medical bills and lost wages.
And your insurance company is legally obligated to compensate you. This is your auto accident insurance “safety net.” These monies are to help you get back on your feet after an injury accident with an uninsured motorist.
How Many Drivers in Washington State Have No Automobile Insurance?
Our state has no watchdog agency, to oversee who in the driving public is paying for auto liability insurance. It’s up to drivers themselves to pay for insurance.
However, according to auto insurance companies, 16% of Washington State drivers do not have auto insurance. Therefore, the driving public needs to protect themselves and pay for uninsured motorist/underinsured motorist (UM/UIM) coverage. This is the only protection you have, if you have a UM/UIM car accident.
What Is UM/UIM Coverage and How Does It Work?
UI/UIM auto coverage protects drivers, passengers, pedestrians, and bicyclists in a car accident with an uninsured motorist. Simply put, UI/UIM coverage pays for injuries and damages caused by a driver without auto insurance.
What Are the Next Steps for Accident Victims Hit by Uninsured Drivers?
Insurers rarely choose to pay for victims claims for UI/UIM coverage. It is important to understand your options. Part of the evaluation includes gathering facts, such as: where did the crash happen? What were the crash circumstances? Did the police hold the other driver responsible? What did eyewitnesses say?
The UI/UIM claims processes are complex. You need an experienced injury accident attorney to help you get a fair settlement.
Do You Have Injuries From a Car Accident With An Uninsured Driver?
You may be dealing with medical bills, loss of work, and property damages. Passengers in your car during the accident also have costs. Fighting for the compensation you deserve can be complicated, particularly filing UI/UIM claims.
The Premier Law Group Difference!
Premier Law Group refuses to let insurance companies slide. You always work with your attorney — not a paralegal.
Our personal accident attorneys know how insurance companies work. It’s our job to advocate and negotiate for you and your loved ones. It’s your job to recover from your accident.
Don’t wait to speak with an experienced Seattle Uninsured Driver Car Accident Attorney!
Call Premier Law Group for your FREE Consultation. You always work directly with an attorney and we are available to you 24/7. Call 206.285.1743 Today!