Will my insurance rates go up after an accident?

If you were not found at fault in the accident, your insurance rates will not go up. You are protected under Washington State law from having your insurance rates raised due to someone else’s negligence. You will also not have your rates raised if you use your Personal Injury Protection (PIP) coverage to take care of the immediate medical care after an accident.

Sometimes an insurance company may try to claim that you are “partially liable” and may try to raise your insurance rates. If this happens, we suggest you contact an injury lawyer immediately to get help navigating the process of keeping your insurance rates as they were.

Remember: Insurance companies care about one thing: Their bottom line business. If they can avoid paying out to accident victims, or find an excuse to raise your rates, they will. If you’re in conflict with the insurance company about your accident, it’s always better for you to speak with an attorney before moving forward or signing any documents.

This one thing can save you thousands on your injury case!

Don’t sign anything the insurance adjuster sends you without speaking to an attorney first. You may be signing away your right to be compensated for your injuries, losses, and time away from work. You should speak with a qualified, experienced injury attorney before you sign ANYTHING they insurance company sends you. At attorney can tell you what is and isn’t safe to sign, and if you end up hiring a lawyer that you like, they will take care of dealing with the insurance company so you can focus on getting better.

Questions about what steps to take after an auto accident? Give us a call at one of our locations in Seattle, Bellevue, or Vancouver and we’ll be happy to get you some answers. 206-285-1743.