I have a trampoline and very large play set in my backyard so most of the neighbor kids come over to play and sometimes they come over when neither my husband or myself is at home. If one of the kids falls and hurts themselves when we are not home, what would my responsibility be?

It is very unlikely that you would be held responsible in this case. Your responsibility is to ensure that the play set and trampoline are put together properly and are safe. Make sure that you have followed all instructions carefully and that everything is put tightly into its proper place. The only way you could be held liable for the injury would be if you had been negligent when putting together the play set and trampoline.

You may have coverage for such an instance under your homeowners insurance that would pay for medical coverage if needed.

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