What would we do if people fully understood their rights? Undoubtedly, the world would be a little fairer than it is today. We don’t say this just to say it; we witness it daily in our law firm.
There are so many victims of injuries and accidents who are unaware of their rights, which often leads them to make poor decisions about the compensation they deserve or their rights after suffering the consequences of an accident.
That’s why we decided to reveal some “secrets” that insurance companies try to hide from victims of personal injuries or all types of accidents. Knowledge is power, and we will always stand with the people at Premier Law Group.
The insurance adjuster doesn’t care if you receive fair compensation
Although this may seem obvious, many people believe that the adjuster is partially on their side, acting as a substitute for a lawyer and speeding up the settlement. That is, it’s not that they believe this on their own; this is the line that insurance adjusters use.
The reality is that they are employees of the insurance companies, and therefore, their job is to defend the company’s interests by paying their salary. The sooner we understand this, the easier it is to understand why they say what they say.
You don’t have to give a recorded interview or a written statement to the insurance company
This is one of the traps that, unfortunately, many clients fall into, and by then, it’s too late. During a call, the insurance company representative will usually inform you that they are recording the conversation and then ask misleading questions. This strategy aims to obtain a statement that can later be used against you to reduce or deny your compensation.
No one tells you that you can refuse to give the interview.
The insurance company’s assessment of liability or fault is not binding
If the insurance company estimates that you were 50% at fault, it doesn’t mean a jury would think the same. They often use these assessments to discourage victims and make them believe that, should they go to court, the outcome won’t be in their favor.
The first offer is rarely the last
After an accident, once liability has been established and damages have been assessed, insurance companies will make you an offer. Very low. It barely covers or does not even cover the damages. This is part of their strategy.
Sometimes they even excuse it by saying it’s the most they can offer and that if you keep negotiating, the offer might go down. This is another lie, but by this point in the article, we believe you understand what we mean.
Insurance adjusters can ignore or delay you, but they won’t overlook an attorney
That’s right. In their attempt to reduce compensation, insurance adjusters are in no hurry. They will delay in responding, ignore calls, and postpone meetings. In these cases, having an attorney on your side helps ensure they cannot ignore your claim.
An attorney knows the deadlines, the techniques, and the exact words to prevent them from delaying more than necessary.
If you’re in a similar situation, don’t hesitate to contact our team. At Premier Law Group, we are ready to help you obtain the compensation you deserve.