Automobile Insurance Coverage
Are you suffering due to injuries from a car crash? If so, you might think you will receive payment quickly for your losses. However, it is often not that simple. In fact, it’s possible that you will receive nothing. Some insurance companies might refuse to pay for what they legally have to cover. Dealing with insurance providers can be tricky to navigate. Small missteps can endanger your case. If you have injuries and now have to work with insurance providers, get help from an experienced attorney. The Seattle auto insurance coverage lawyers at Premier Law Group can represent you and your claim. We want your case to go smoothly.
Contact Premier Law Group for a free case review. This will help prevent you from making dangerous mistakes in your claim.
Is My Accident Covered by My Insurance?
People often believe they have “full coverage.” However, no company offers an amount of insurance coverage that can be considered “full coverage.”
The only legal coverage requirement is the minimum limit. In Washington, the driver of a vehicle must have limits of $25,000 of bodily injury or death of 1 person in any 1 accident. However, without proper insurance in a car accident, you have nothing if the other driver does not have the minimum $25,000. Moreover, for people with serious injuries, $25,000 may not pay for the cost of getting them to the hospital. It also may not cover their wage loss, out-of-pocket expenses, and the many other losses they experience.
Is Washington State a No-Fault Insurance State?
In Seattle, Washington’s negligence laws determine fault for an accident. Your insurance company and the other driver’s insurance company will conduct their own investigations. However, their motives might not be in your best interest. Having a Seattle attorney by your side can make all the difference when fighting your claim.
Each company will survey an accident and provide their own verdict of fault. They’ll look at any available evidence such as eyewitness accounts or photographs of any damage to cars and property. Victims should talk about the incident with their attorney. They may want to do another survey of the crash.
What Can Endanger My Insurance Claim?
Insurance providers will use any evidence they can to minimize the amount of compensation you can receive for your losses. Additionally, many mistakes are made by victims themselves when dealing with insurance companies. Try to avoid making any of the following missteps:
- Admitting fault, either while speaking or in writing.
- Failing to fill out a police report after an accident.
- Exceeding the statute of limitations when filing a claim.
- Agreeing to an amount of compensation without knowing the full extent of injuries.
- Not undergoing a medical examination for injuries.
- Not listing all losses caused by the incident.
The best way to avoid these mistakes is to speak with a skilled Seattle or Bellevue insurance attorney. At Premier Law Group, we will work with you to properly present your case and keep insurance providers from denying or minimizing your claim.
Do I Need a Car Insurance Coverage Lawyer in Seattle?
Speaking with an attorney can help you better understand what is right for your case. Contact the attorneys at Premier Law Group. Call 206.285.1743 today and receive a free case review.
The auto insurance coverage lawyers at Premier Law Group have dedicated their careers to the recovery of injured victims. We can help you better understand your rights. With our legal representation, you can receive full and fair compensation from insurance providers.
Can I Be Protected in a Hit-and-Run Crash?
Hit-and-run crashes are difficult to recover from. Unfortunately, many at-fault drivers are never found. Without being able to hold the driver responsible for any losses, you will need to pursue another method of receiving compensation for your losses.
Victims of hit-and-run accidents with no driver found can use the uninsured/underinsured motorist coverage on their insurance policy. This can cover any damages you have sustained up to your maximum amount of coverage. However, you will need evidence which proves that your accident was the result of a hit-and-run driver. You will also need to prove that the amount of compensation that you are asking to receive is appropriate for your losses.
*Truth about Washington auto insurance book*
If you have injuries from a Washington auto accident you likely have questions about what to do next. At Premier Law Group, we believe you deserve answers to all of your questions. Sure, Washington auto insurance coverage attorneys know, but they won’t tell you unless you hire them. Even then, they are not going to tell you enough for you to actually handle your own case.
However, at Premier Law Group, our Washington auto insurance coverage attorneys are honest and upfront. We believe that you deserve to have information. We also believe it is a lawyer’s duty to give the public good, usable information. Most importantly, we believe in giving it to you straight. We will always tell you what we think. As proof, we’ll tell you something other lawyers won’t like: you may not need an attorney for your case. In fact, it might end up being more expensive!
Premier Law Group is here to help!
There are many advantages to hiring an attorney right away. At Premier Law Group, our attorneys will help protect your health, emotional well-being, and finances.
Additionally, we aim to ensure that everyone who contacts us becomes informed about their legal options. Furthermore, if you don’t need an attorney to settle your accident claim, we’ll let you know.
Contact Premier Law Group for your free King County Metro bus accident case review. Call 206.285.1743 today. And as always, there is no legal fee unless we settle or win your case.